call now 1st Commercial Credit
1 (800) 876 6071
Norman Invoice Factoring Company
1st Commercial Credit | Norman
Over 3,600+ clients funded
No up front fees to set up
No financial required
Funding in 3-5 days
Get Funded In Just 3-5 Days
Rates at
0.69% to 1.59%
Accredited business BBB logo
We Lend MORE Than The Bank
1st Commercial Credit | Norman
Get Funded In Just 3-5 Days
Request a quote
texas flag
canada flag
british flag
factory icon
Valve Importer PO Funding
trucking companies
Small Fleet Trucking Company
manufacturing company


Industrial Temporary Staffing Agency
invoice facotring security icon


Invoice Factoring For Cyber Security Company

A Factoring Company Funding Norman, Oklahoma

Financing Rates at 0.69% to 1.59%
No Financials or Setup Fees
Customized Rates
Setup in 3 to 5 Days

Quick And Simple Approval Process With Initial Funding in 3-5 Days For Norman, Oklahoma (OK) Businesses

1st Commercial Credit is a company that factors receivables and has over 18 years of experience providing factoring services to many industries in Norman. We can set up an account in 3 to 5 business days and up to $350K with no financials needed. We also fund small and large companies ranging from $10K a month to $10M in credit line facilities.

A factoring company like ours will deliver the funds when they’re needed the most. Once a customer is set up with our receivable-based financing program, we can extend other financial instruments like supply chain financing, short-term cash advances, and purchase order financing. Our decision-making is efficient and within hours.

Accounts receivable financing has become the most popular and trusted financial tool to obtain flexible working capital for many Norman businesses in various sectors. 1st Commercial Credit makes receivable financing attainable and straightforward with minimal requirements and paperwork.

Our decisions will never be based on tax returns, financials, or even equity to debt ratios. We focus more on the invoicing process and the credit strength of the account debtor (your clients/buyers).

We evaluate a company’s receivables to determine if our financing program would be a good fit. Our approval process is fast, and our clients enjoy a long list of benefits after they begin using our funding services and payroll line of credit.

We provide financial services for many industries in Norman. We also offer medical accounts receivable factoring for healthcare providers.

Request A Callback Today!
Receivable Financing Rates
From 0.69% to 1.59%
Quick Approval Process!
Easy Set-Up in 3 to 5 Days.
No Financials up to $350k.
Over 20+ years in business.
Schedule A Callback

What Is Our Temp Staffing Funding Program About And Who Benefits From It?

Your temporary staffing company can be free from cash flow issues and stress. There is nothing worse than having to wait for customers to make payments on their invoices so that you can make payroll, pay taxes and cover daily business expenses. The wait can be over if you choose 1st Commercial Credit’s receivable financing services.

We specialize in funding services that provide working capital and cash flow to temporary staffing agencies in various industries including payroll funding for staffing agencies. We offer small and midsize businesses immediate cash that they can use right away. Maintaining a reliable and consistent cash flow is crucial to the success of any business, mainly if you sell on trade credit terms. Invoice factoring can help you fund your business by unlocking the money in your accounts receivable.

Advantages of Invoice Factoring

  • It provides a fast cash flow solution that your business needs to succeed
  • It offers a flexible source of working capital using your outstanding invoices
  • It’s a simple, cost-effective, and reliable alternative to bank loans
  • It extends favorable terms to customers

Staffing Industries We Fund

  • Professional
  • Twin Plant Management and Engineers
  • Sales, Marketing,  Sales Managers
  • Accounting 
  • Healthcare 
  • Data Processing, I.T., Web Design
  • Mid Management 
  • Administrative 
  • Technical

Office Services

  • Office Managers and Administrators
  • Full Charge Bookkeepers and Accounting Clerks
  • Admin Assistants, Executive, and  Legal Secretaries
  • Clerical, General Office, and Data Entry
  • Doctor’s Office Assistants, Medical Secretaries
  • Call Center Phone Attendants and More

Contact 1st Commercial Credit to find out how we can help your business succeed and take advantage of all the benefits accounts receivable financing has to offer.

What Are The Benefits of Working With a Manufacturing Factoring Company?

We factor manufacturing businesses using their accounts receivables. Given our many years of expertise and knowledge in the manufacturing industry, we can provide higher advance rates with competitive fees.

Financing Solutions for Manufacturers

For the manufacturing industry, cash flow problems can cause disruptions in the delivery of goods to customers. All manufacturing companies need enough working capital to meet daily business expenses.

advanced manufacturing factoring company in Norman, Oklahoma (OK)

Cash flow issues can make it challenging to make crucial upgrades such as purchasing equipment or hiring experienced professionals. Manufacturing financing can help solve these issues. Fulfilling projects on time and meeting an increasing demand is vital for any manufacturing company. Our financial solutions can be used to fund growth or pay and retain highly-trained personnel. Factoring can be used on a temporary or long-term basis. A manufacturing factoring loan provides the flexibility to make sure the financing arrangement fulfills all your company's financial needs.

How Does Manufacturing Factoring Work?

Manufacturing firms in Norman with eligible invoices sold to creditworthy customers can apply for loans using these financial documents as collateral. Factoring companies will assess these accounts receivable to determine their market value. If a factoring loan is approved, 1st Commercial Credit will advance a high percentage of the value of these unpaid invoices upfront. When the invoice amounts are paid, the factoring company will collect the fees and return any remaining funds to the borrower.

By taking advantage of these alternative financing options, manufacturers can begin planning for future growth and not stress about cash flow problems that could potentially hurt the business in the future.

Call Now 1 (800) 876 6071Request a quote

The Benefits of Working with Factoring Companies

A factoring relationship brings more than just fast cash. There are many benefits your manufacturing company can experience when using this form of financing.

Your business sales are the only funding limiting factor (No monthly minimums or maximums): Your business can factor as much as wanted or needed to maintain the cash flow required for your business.

Not long-term contracts: You will never be tied to a factoring arrangement. The majority of agreements are valid for six months to one year, and you can regularly review how the financing service works for you and make the changes needed.

Take control and eliminate business current debt: Having a consistent and reliable supply of cash will help pay off existing debt without acquiring additional debt. You will also improve your creditworthiness to qualify for future financing.

factoring company for manufacturers in Norman, Oklahoma (OK)

Take advantage of early payments: manufacturers will have the ability to negotiate early-pay discounts and take advantage of bulk order specials and other payment incentives from suppliers.

Save time and money: we will provide credit and background verification services free of charge to make sure you're selling to creditworthy clients and save you a lot of time so you can focus on other areas of the business.

24/7 online platform access and reporting: reporting online system is available to you 24/7. You can access your account information and upload other business records to your factoring account.

Low credit is approved: Manufacturing companies of all sizes and financial situations may qualify for receivable factoring. Moreover, we do not base funding decisions on a company's credit history.

Manufacturing financing can help your Norman business:

  • Grow and expand operations
  • Cover payroll and hire new employees
  • Make purchases and upgrades
  • Increase marketing and advertising efforts
  • Pay suppliers on time or even early
  • Invest in new projects

Manufacturing factoring is a better funding solution when compared to other forms of traditional lending. Banks have strict requirements to apply that are usually paired with a complex and time-consuming process. Banks demand impeccable personal credit and business collateral. Even if a business manages to qualify for all requirements, the final approval and access to cash can take up to several weeks or even months.

Need Funding For Your Norman Company?

Thank you! Your submission has been received!

A member from our team will respond to you shortly.
Oops! Something went wrong while submitting the form.

Does Your Business Need Equipment Financing?

When business operations are affected by slowing sales or stagnant growth, the cause is often a lack of capital. Without sufficient money, companies can’t take on opportunities or invest in equipment or facilities that lead to growth. Many industries are capital intensive, and their growth and competitiveness are driven by investment in the best and most updated equipment and technology. Here are four industries currently benefiting from 1st Commercial Credit’s equipment financing. 


Agriculture equipment financing can significantly impact the operation’s cash flow and income of any agribusiness. It can help them purchase the machinery and equipment needed to improve efficiency, including tractors, combines, calf feeders, manure spreaders, etc. In addition, farmers usually enjoy the seasonal payment structure that equipment financing offers. 


Investing in the best medical equipment for diagnosis and treatment is vital in the healthcare industry. Equipment loans are frequently used in the dental, optical, chiropractic, veterinary and urgent care sectors. 

equipment financing construction in Norman, Oklahoma (OK)


Due to a continuously growing housing sector, construction companies and equipment continue to be in high demand. Construction companies working in highway and street construction, excavation, and concrete can benefit from our construction equipment leasing and financing programs. Financing can provide construction companies with needed equipment at affordable prices and improve productivity. 


Having sufficient funds from an equipment lender can help transportation companies respond to consumer demand while expanding their operations. In addition, financing equipment can also help improve their reputation with clients.

Economy Of Norman

Norman is a major research university community. It provides a well-educated labor pool, a low cost of living, a high quality of life, a central location, and many business incentives. Businesses are offered an abundant amount of business incentives such as employee training assistance and tax exemptions. Companies will find state-of-the-art telecommunications infrastructure and facilities, business incubators, and high technology being developed in Norman.

Some of the major employers in Norman include the University of Oklahoma, Hitachi, Sitel, Johnson Controls, NOAA, and Astellas Technologies. Job-seekers and employers will experience favorable media salaries and income growth.

What is Norman Known For?

Norman is in the center of Oklahoma, near the crossroads of I-35 and I-40. It has a population of more than 112,000 residents, making it the third-largest city in the state. Norman has a mild climate and an efficient public transportation system. It has easy access to nearby airports and experiences moderate traffic. Norman residents benefit from the residential value and a median real estate tax around 18% lower than that of the rest of the country. There are many different shopping and dining options with national retailers, lively pubs, quaint cafes, and art galleries all around the city.

1st Commercial Credit is a company factoring receivables in Oklahoma and various cities including: