call now 1st Commercial Credit
1 (800) 876 6071
Construction Equipment Financing
Construction Equipment Financing
Over 3,600+ clients funded
Reliable consistent funding
Easy application process
Same day funding
We Make Equipment Financing for Constructors a Simple Process
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Fast Equipment Financing Approvals For Construction Businesses

Financing Equipment From
Consistent & Fast Funding
Wide Credit Score Range
Easy Application Process

We Offer Construction Financing For Different Types of Equipment

1st Commercial Credit offers new and used construction equipment financing for a wide range of construction equipment, including those used in some sub-industries. Whether you’re a financial manager, owner, or dealer looking for financing solutions for clients looking for solutions for your clients, we can help you unlock the benefits of construction equipment leasing and financing.

1stCC construction equipment financing and leasing include some of the following:

  • Tractors and loaders
  • Hydraulic excavators
  • Grinders
  • Concrete pumps
  • Paving equipment
  • Rollers and compaction equipment

And many more!


Equipment Finance Calculator

Type the amount to be financed here (Amount: $10,000 - $15,000,000)



What's your estimated credit rating?


Score 740

& above

Score 740 & above



670 - 739

Score 670 - 739



580 - 669

Score 580 - 669



550 - 580

Score 550 - 580

That's all the information we need!

Select a term option below to apply.

2 years

3 years

4 years

5 years

6 years

7 years

All applicants’ and their principals’ and all guarantors’ credit will be reviewed before 1st Commercial Credit offers a financing contract. The payment amounts provided by this Digital Calculator are not an offer and may be changed after the full credit review.

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We're excited to work with you!

Let's get started on your application.


Finance amount

Loan Term

Monthly payment

All applicants’ and their principals’ and all guarantors’ credit will be reviewed before 1st Commercial Credit offers a financing contract. The payment amounts provided by this Digital Calculator are not an offer and may be changed after the full credit review.

Here's what you can expect:

This application takes about 3-5 minutes to complete

Share your business information so we can do a credit check

Our credit check is a soft pull which means it won’t affect your credit rating

Upon completion, a 1st Commercial Credit representative will contact you with available options

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There’s a wide range of different companies within this industry, but most construction-related companies could use equipment financing. Working capital preservation and avoiding dealing with outdated equipment and tools are constant concerns for the construction and logistic industry. Equipment financing offers solutions and is a preferred way to leverage current equipment without the risk of ownership and investment.

1st Commercial Credit offers construction companies a variety of finance products with flexible terms with its innovative services made to fulfill your company’s needs. We offer machinery financing with access to the following options:

Industries We Finance:

Construction machines equipment financing
  • New and Used Equipment: We offer various loan and lease options to acquire new and used equipment.

  • Debt Management: Our financing for construction businesses allows you to refinance your existing loans and reduce monthly payment obligations by putting them in a single loan.

  • Preserve Working Capital: Working capital loans can help companies survive market fluctuations, maintain cash flow, and access funds for daily operational needs.

How Construction Equipment Financing Works

Replacing old construction equipment can come with a high cost and put an immense strain on a business’s cash flow. This is where equipment financing comes in with a better and more fiscally reasonable solution. With our construction equipment financing, you can replace or upgrade the tools your business needs and keep money on hand for other business expenses.

This alternative solution for costly equipment gives you the option of setting up an equipment lease or purchasing equipment. Both financing options are available for new or pre-owned equipment so you can find the best equipment for your business. Equipment financing will allow vendors and buyers to:

Replace Old/Broken Equipment: this financing solution will make it possible to replace equipment that’s beyond repair while maintaining good cash flow reserves. By upgrading to the latest technology, your business will stay competitive.

Potential Tax Savings: companies can take advantage of Section 179 tax deduction to deduct the total cost of equipment from the current year’s taxes.

Benefits of Equipment Leasing: equipment financing offers total flexibility when buying equipment, with the option to keep it when the lease ends or renew the lease.

Benefits of Equipment Financing Loans: the high expenses of obtaining new equipment can be divided into easy payments over time.

If you have a specialized lending company that offers financing options like leasing or loans, you can get the equipment you need and maintain precious cash reserves. Additionally, if you decide financing equipment is the way to go, your business could potentially also enjoy saving thousands of dollars with unique tax benefits.

1st Commercial Credit's financing programs for vendors involve the following steps:

In Minutes


Credit Decision
In Hours


Electronic Documents


Another Deal

Call Now 1 (800) 876 6071pre qualify now

Requirements For Equipment Financing And Leasing:

  • A minimum of 6 months to 1 year in business
  • A good credit score and trade references
  • Equipment cost (quote)
Bulldozer equipment leasing construction

How To Apply For Equipment Financing With 1stCC

Applying for construction equipment financing is easy with 1st Commercial Credit. After filling out a fast and easy online application, one of our specialists will contact you to learn more about your situation and equipment needs and help you choose the best financing option. Construction contractors are choosing 1st Commercial Credit because of the following reasons:

  • We know the construction industry
  • We offer personalized experience and service
  • Quick and simple application process
  • Stress and hassle-free lending
1st Commercial Credit Provides Asset Based Lending, Purchase Order Financing and Factoring to all States: