As Your Business Grows,We Deliver the FUNDS

Call Toll-Free United States 24/7 1 800 876 6071
BBB Accredited Business
We Lend More Than The Bank

Factoring Company in New Jersey - 1st Commercial Credit

Most Popular Industries We Fund

Temporary Staffing Agencies

More Details

Trucking Companies

More Details


More Details


More Details

Trade Factoring

More Details

Service Industry

More Details

Oil Industry

More Details


More Details

Accounts Receivable Financing Available in New Jersey

If you have a business in New Jersey that sells to commercial accounts on credit terms, you may well qualify for accounts receivable financing, otherwise known as factoring receivables. This is especially useful to companies who struggle with cash flow, or who are ineligible for traditional loans. At 1st Commercial Credit, we make accounts receivable financing easy to obtain with minimal requirements. For your convenience we usually make all of our decisions within just one day.

Call now for details at 1 800 876 6071  Start Today

Factoring Companies offer Receivable Financing in New Jersey

While any business can qualify for accounts receivable finance, as long as it generates sales on open credit terms to credit worthy customers, our clients in the area tend to be businesses within the manufacturing industries, agriculture suppliers and growers. New Jersey is one of the primary states in the whole of the US for the production of potatoes, tomatoes and peaches, and many businesses devote themselves not just to their cultivation, but also to the agricultural machinery and chemicals that are involved in their cultivation. The city of Newark, meanwhile, is a transportation and logistics hub, and we receive many successful applications each year from businesses within the distribution industry.

Most of the time, the businesses that we serve are those that sell on open credit terms to other businesses, but that's not to exclude businesses who serve to the public. The only requirements are selling on open credit terms, and that each sell be “final sale.”

Many businesses that apply to us have been refused traditional loans as they simply don't have enough credit history to prove their credit-worthiness. Unlike banks, we're happy to work with start-up businesses and those with seasonal or uneven sales patterns.

Asset Based Lending and Purchase Order Financing are also offered by Factoring Companies

Because not all businesses qualify for accounts receivable financing, we also offer asset based lending and purchase order financing services. Asset based lending is very similar to the traditional banking loan, but it comes without the rigorous and off-putting application process. Purchase order financing is specifically designed to provide cash to pay your suppliers in order to continue uninterrupted production. For more information on these services and accounts receivable financing, contact 1st Commercial Credit today.

Financing Receivables is our Business!

  • Receivable financing rates at 0.69% - 1.59%

  • No financials - No monthly minimums - No invoice minimums
  • No facility fees -  No audits - No up-front fees - No hidden fees
  • Set up account in 3 to 5 working days - 24 hr funding thereafter
  • Receivable credit lines starting at 5,000 & up to 10 million
  • Customer referrals upon your request
  • We Make Same Day Decisions        Start Today

We Make accounts receivable financing a Simple Process!

Call now for details at 1 800 876 6071   USA & Canada 

  1. A two page application
  2. An accounts receivable aging report
  3. A customer list with credit limit request
  4. Copy of articles of Incorporation or DBA filing
  5. Purchase orders or rate confirmation agreements
  6. Invoices to factor

Most of our clients are either:

  • experiencing cash flow shortages due to a slow turnover in accounts receivable
  • fast growing companies whose past earnings and sales histories will not justify traditional bank loan financing
  • start-up businesses with no financing base
  • principals with good or bad credit and cannot obtain traditional financing
  • have lost their line of credit due to covenant violations
  • need export receivable financing, credit protection or purchase order financing

Is your business growing faster than your operating capital?

At 1st Commercial Credit, our receivable factoring service is a flexible source of funds for businesses. We are a factoring company that simply utilizes your accounts receivable as the collateral and advance money against the face value of your invoices. Financing receivables is a credit line that grows proportionately with your sales cycle and we can fund as little as $5,000 a month and up to $10 million for larger companies.

Call now for details at 1 800 876 6071  Start Today

City Served in New Jersey: