Financing Service Providers

Money tied up in 30 to 60 day terms to your customers?

Over 18 Years in Business

Recent Transactions

invoice factoring for a receivable financing for a respiratory therapist staffing agency

$350,000

Respiratory Therapist Staffing Agency

invoice factoring for a trucking oil field hauler

$1.2 Million

Oil Field Hauler

Invoice Factoring & Lending for Service Providers

Offering credit terms to commercial accounts can get your business in a cash flow shortage.

Service Providers
1st Commercial Credit can help businesses in just about every service based industry that sells on credit terms.

At 1st Commercial Credit, we can assist your service based business by allowing you to offer credit to commercial accounts and grow your business. The extension of credit is evaluated by the financial strength of the customer (Buyer), not our client (The seller). This method allows our prospective clients to acquire funds within days of completing an application with minimal paper work.

Why Choose Us?

Accounts Receivable Financing is our Business.

  • $10,000 & up to $10 million Facilities
  • No Financials Required
  • Set up in 3 to 5 working days
  • No up-front fees - No hidden fees
  • No facility fees - No Audit Fees
  • We Make Same Day Decisions
  • No Monthly Minimums
  • No Invoice Minimum Fees
  • Financing Rates at 0.69% - 1.59%

Service Providers Are Experiencing Common Cash Flow Problems.

When your company sells on credit terms:

  • Sales are beginning to progress but will not qualify for rigid bank loans.
  • Cash flow is hindered because accounts receivable is coming in slowly
  • Falling behind on payroll taxes and payroll
  • Uneven spike in sales disrupts fixed expenses
  • Traditional financing has been exhausted and declined.
  • Self-Funded capital has depleted faster than planned.

Receivable Financing Rates at 0.69% to 1.59%

18 Years In business & Over 3,200 Clients Funded

  • Fast Approval Process
  • No Up Front Fees to Set up
  • No Financials Required
  • Low Credit Score Accepted
  • 3 to 5 Day Initial Setup
  • Free Invoicing Software

Service Providers Use Accounts Receivable Financing

1st Commercial Credit is a invoice factoring company that provides financial services and lending to service based industries.

Invoice Factoring can help Service Providers benefit the most by financing their receivables. If you review most businesses that are providing a service to commercial accounts, they rarely can offer tangible assets to pledge against a loan. Banks prefer to lend against land or property, inventory and auctionable assets that can easily be liquidated. It is for this reason, that many service industries are turned down for a loan or are approved with limited funds for working capital.

Learn more about invoice factoring basics

Service Companies use their Accounts Receivable Asset for Business Growth

Service companies that need to offer credit terms to customers utilize our funding program.

Consulting Service Business
1st Commercial Credit offers high credit limits from the beginning capable of increasing depending on your needs you sell on credit terms.

Service based companies can easily tap into their receivables asset for immediate cash flow. You may offer credit terms to new and larger customers at an affordable cost, take advantage of early pay discounts offered by your suppliers, buy larger quantities with additional discounts, and countless other opportunities that your manufacturing business is missing out on.

1st Commercial Credit offers factoring services to small and medium size businesses with as little as $10,000 a month in sales volume and up to $10 million in receivable assets. If your business would benefit by converting your accounts receivable to working capital, we can help. Get initial funding in 3 to 5 working days. No financials needed, No up-front fees to set up, it is that easy.

Typical Service Industries We Fund:

  • Medical Staffing Agencies
  • Medical Providers and Practitioners
  • Medical Nurse Staffing - Home Health Care
  • Temporary Employment Agencies
  • Cable - Telecommunications - Underground Cable Installers
  • Inspection and Appraisal Companies - Invoices Commercial Clients.
  • Construction, Trench Digging and Gravel Hauling
  • Architect, Design and Engineering Service companies
  • Environmental Consulting firms
  • Janitorial Service - Invoice Commercial Accounts only
  • Real Estate Appraisal Company - Invoices Commercial Clients.
  • IT Consulting Firms
  • IT Staffing Services
  • Security Guard Services
  • Commercial Delivery Service
  • Technology Training School - Invoices Commercial Accounts.
  • Finance for Armored Service Industry
  • Boxes-Corrugated and Fiber
  • Packaging Materials wholesale and manufacturing
  • Dairy processing, service providers, and suppliers
  • Electric Motor Industry - Repair- Rewind - Wholesale - Manufacturing
  • Engineers - Architectural, Construction, Consulting, Drainage, Electrical, Environmental, Foundation, Industrial, Inspecting
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Receivable Financing Rates

Financing Rates at 0.69% to 1.59%

  • Quick Approval Process!
  • No Financials up to $350k
  • Easy Set-Up in 3 to 5 Days
  • Over 18 years in business
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Receivable Financing Rates at 0.69% to 1.59%

18 Years In business & Over 3,200 Clients Funded

  • Fast Approval Process
  • No Up Front Fees to Set up
  • No Financials Required
  • Low Credit Score Accepted
  • 3 to 5 Day Initial Setup
  • Free Invoicing Software

1st Commercial Credit Provides Asset Based Lending, Purchase Order Financing and Factoring to all States:

Select your state to learn more about how 1st Commercial Credit can help!

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