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Factoring Company in Minnesota - 1st Commercial Credit

Most Popular Industries We Fund

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Factoring Company offers Receivable Financing in Minnesota

Every year, many businesses in the Minnesota area cease to trade due to a lack of cash flow when they could have been saved by accounts receivable financing. Accounts receivable financing is where a factoring company provides cash in exchange for customer accounts yet to be paid.

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At 1st Commercial Credit, we make receivable financing easy to obtain with minimal requirements and usually can have a same day decision. If your business sells to commercial accounts on credit terms, then your business may qualify for this type of financing.

Which Minnesota Industries Qualify for Factoring Receivables?

Any business can qualify for accounts receivable finance if it generates sales on open credit terms to credit worthy businesses. In Minnesota, many of the applications we receive come from agricultural companies, whether that is those directly involved with the growing and production of foodstuffs, or those who provide support services to the agricultural industry. The applications we receive from Minneapolis, however, are usually from manufacturing companies producing items such as electronics, machinery and medical products.

What all of these businesses have in common is that they all sell on open credit terms to other businesses, and their sales are final. If that sounds like your business, it may well qualify for accounts receivable financing.

Factoring Companies offer more than just Receivable Financing?

Although Minnesota is a major agriculture and manufacturing industrial state, both of which are perfect for accounts receivable financing, there are still many businesses in the area who don't have the option of factoring receivables. For businesses in that situation, we at 1st Commercial Credit offer asset based lending and purchase order financing. For more information on those options, contact us today.

Financing Receivables is our Business!

  • Receivable financing rates at 0.69% - 1.59%

  • No financials - No monthly minimums - No invoice minimums
  • No facility fees -  No audits - No up-front fees - No hidden fees
  • Set up account in 3 to 5 working days - 24 hr funding thereafter
  • Receivable credit lines starting at 5,000 & up to 10 million
  • Customer referrals upon your request
  • We Make Same Day Decisions        Start Today

We Make accounts receivable financing a Simple Process!

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  1. A two page application
  2. An accounts receivable aging report
  3. A customer list with credit limit request
  4. Copy of articles of Incorporation or DBA filing
  5. Purchase orders or rate confirmation agreements
  6. Invoices to factor

Most of our clients are either:

  • experiencing cash flow shortages due to a slow turnover in accounts receivable
  • fast growing companies whose past earnings and sales histories will not justify traditional bank loan financing
  • start-up businesses with no financing base
  • principals with good or bad credit and cannot obtain traditional financing
  • have lost their line of credit due to covenant violations
  • need export receivable financing, credit protection or purchase order financing

Is your business growing faster than your operating capital?

At 1st Commercial Credit, our receivable factoring service is a flexible source of funds for businesses. We are a factoring company that simply utilizes your accounts receivable as the collateral and advance money against the face value of your invoices. Financing receivables is a credit line that grows proportionately with your sales cycle and we can fund as little as $5,000 a month and up to $10 million for larger companies.

Call now for details at 1 800 876 6071  Start Today

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