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Factoring Company in Kentucky - 1st Commercial Credit

Most Popular Industries We Fund

Temporary Staffing Agencies

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Trucking Companies

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Trade Factoring

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Service Industry

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Oil Industry

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Kentucky Businesses Could Benefit by Factoring Receivables

Did you know that there's a way you could release instant cash for your Kentucky-based business without committing to a lengthy repayment period and extortionate interest rates? With accounts receivable financing you can obtain instant cash equal to the value of your accounts receivable still to be received. Here at 1st Commercial Credit, we make the application process simple and easy, and most often provide same-day decisions. If your business sells to commercial accounts on credit terms, then it may well qualify for this type of financing.

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Types of Kentucky Business Likely to Qualify by a Factoring Company

Kentucky has to have one of the most diverse economies in the whole US, it's not just an agricultural state, but also a center for manufacturing, producing widely varied items as automobiles, whiskey and chemicals. The manufacturing industry is perhaps strongest in Louisville, where you'll find many businesses who sell to other businesses on open credit terms, making them perfect for financing receivables. The horse trade in Lexington, meanwhile, again necessarily involves a large number of businesses trading items with each other, which often have to search for a factoring company to finance their receivables for faster turn on cash flow.

As a rough guide, the most eligible types of business are those who sell to other businesses on open credit terms, and whose sales are always final. This doesn't necessarily mean that your business needs to sell a product, however, completed services also eligible for factoring. For more information on exactly which businesses qualify for accounts receivable financing, contact 1st Commercial Credit today.

Factors offer other options: Asset Based Lending and Purchase Order Financing

Although we provide accounts receivable financing to a large number of Kentucky industries, there will unfortunately always be some businesses who fail to qualify. In that case, we provide two other options; asset based lending and purchase order financing. Asset based lending allows you to borrow based on the sum of your total business assets, but without the rigorous application process of a banking loan, while purchase order financing is designed to help you make immediate payments to your suppliers. Contact us today for more information.

Accounts Receivable Financing is our Business!

  • Receivable financing rates at 0.69% - 1.59%

  • No financials - No monthly minimums - No invoice minimums
  • No facility fees -  No audits - No up-front fees - No hidden fees
  • Set up account in 3 to 5 working days - 24 hr funding thereafter
  • Receivable credit lines starting at 5,000 & up to 10 million
  • Customer referrals upon your request
  • We Make Same Day Decisions        Start Today

We Make accounts receivable financing a Simple Process!

Call now for details at 1 800 876 6071   USA & Canada 

  1. A two page application
  2. An accounts receivable aging report
  3. A customer list with credit limit request
  4. Copy of articles of Incorporation or DBA filing
  5. Purchase orders or rate confirmation agreements
  6. Invoices to factor

Most of our clients are either:

  • experiencing cash flow shortages due to a slow turnover in accounts receivable
  • fast growing companies whose past earnings and sales histories will not justify traditional bank loan financing
  • start-up businesses with no financing base
  • principals with good or bad credit and cannot obtain traditional financing
  • have lost their line of credit due to covenant violations
  • need export receivable financing, credit protection or purchase order financing

Is your business growing faster than your operating capital?

At 1st Commercial Credit, our accounts receivable factoring service is a flexible source of funds for businesses. We are a factoring company that simply utilize your accounts receivable as the collateral and advance funds against the face value of your invoices. The factoring credit line grows proportionately with your sales cycle and we can fund as little as $5,000 a month and up to $10 million for larger companies.

Call now for details at 1 800 876 6071  Start Today

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