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Factoring Company in Florida - 1st Commercial Credit

Most Popular Industries We Fund

Temporary Staffing Agencies

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Trucking Companies

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Trade Factoring

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Service Industry

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Oil Industry

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Factoring Receivables in Florida?

If you have a business that sells to commercial accounts on credit terms, you may well qualify for accounts receivable financing, otherwise known as factoring. If you've had trouble getting a loan, perhaps because of your past sales history or lack of a business credit history, factoring is a great option for releasing instant cash. At 1s Commercial Credit, we make accounts receivable financing easy to obtain with minimal requirements and usually a same day decision.

Call now for details at 1 800 876 6071  Start Today

Which Businesses Qualify for Accounts Receivable Financing in Florida?

Any business can qualify for accounts receivable finance as long as it generates sales on open credit terms, and these sales are “final sale.” Although the primary industry in Florida is tourism, which as you can imagine, doesn't tend to generate sales on credit terms, there are actually a huge variety of businesses in the state which do qualify for factoring that service the hotels, food, agriculture and trucking.

There are furthermore plenty of manufacturing companies based in Tallahassee, ‘the silicon valley of the south,' that sell to other businesses on open credit terms, making them perfect candidates for accounts receivable financing. In Jacksonville, meanwhile, there are a large number of transportation and logistics companies which are, again, perfect for this type of finance.

Factoring Companies offer other Financial Options like Asset Based Lending and Purchase Order Financing?

Accounts receivable factoring is available to all industries that provide services, or deliver products to commercial accounts, as long as their sales are “final sale.” Don't panic if you don't meet this criteria, however, it doesn't mean that you have to go through the lengthy and rigorous banking loan application process every time you need a little extra cash.

At 1st Commercial Credit, we also offer asset based lending and purchase order financing to all Florida-based businesses. Asset based lending allows businesses to release cash based on the total value of their business including property, receivables and equipment, while purchase order financing allows a business to pay its suppliers straight away, in order to continue uninterrupted production.

Accounts Receivable Financing is our Business!

  • Receivable financing rates at 0.69% - 1.59%

  • No financials - No monthly minimums - No invoice minimums
  • No facility fees -  No audits - No up-front fees - No hidden fees
  • Set up account in 3 to 5 working days - 24 hr funding thereafter
  • Receivable credit lines starting at 5,000 & up to 10 million
  • Customer referrals upon your request
  • We Make Same Day Decisions        Start Today

We Make accounts receivable financing a Simple Process!

Call now for details at 1 800 876 6071   USA & Canada 

  1. A two page application
  2. An accounts receivable aging report
  3. A customer list with credit limit request
  4. Copy of articles of Incorporation or DBA filing
  5. Purchase orders or rate confirmation agreements
  6. Invoices to factor

Most of our clients are either:

  • experiencing cash flow shortages due to a slow turnover in accounts receivable
  • fast growing companies whose past earnings and sales histories will not justify traditional bank loan financing
  • start-up businesses with no financing base
  • principals with good or bad credit and cannot obtain traditional financing
  • have lost their line of credit due to covenant violations
  • need export receivable financing, credit protection or purchase order financing

Is your business growing faster than your operating capital?

At 1st Commercial Credit, our accounts receivable factoring service is a flexible source of funds for businesses. We are a factoring company that simply utilize your accounts receivable as the collateral and advance funds against the face value of your invoices. The factoring credit line grows proportionately with your sales cycle and we can fund as little as $5,000 a month and up to $10 million for larger companies.

Call now for details at 1 800 876 6071  Start Today

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