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Non-Notification Factoring

Over 3,200 clients funded
Businesses that would prefer their customers to be unaware of our involvement
No up font fees to set up
No financial required
Funding in 3-5 days
Rates at
0.69% to 1.59%
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We Lend MORE Than The Bank

Non-Notification Factoring

Businesses that would prefer their customers to be unaware of our involvement
Request a quote
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factory icon

$210,000

Valve Importer PO Funding
trucking companies

$100,000

Small Fleet Trucking Company
manufacturing company

$350,000

Industrial Temporary Staffing Agency
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$650,000

Invoice Factoring For Cyber Security Company

Non-Notification Factoring

“Non-Notification Factoring” or “Confidential Factoring” which the factoring company has little or no involvement with the collections of invoices being financed.

Non-Notification factoring is uncommon due to the stringing underwriting which almost is equal to banking guidelines. Most businesses looking for an alternative form of financing is because they are no longer bankable. 1st Commercial Credit will evaluate a client’s request for “Non-Notification Factoring" on a case by case basis.

Start Today and get initial funding in 3 to 5 working days. No financials needed, no up-front fees to set up, it is that easy.

We Attract Clients That Experience:

Growing faster than their cash flow
Require Funding in 3 to 5 days
Uneven seasonal sales volume
Lose their line of credit at the bank
Slow cash flow due to a slow payments
Need export receivable financing
Need import payable financing
Require purchase order financing
Factoring Rates at 0.69% to 1.59%

Our core financial service is notification factoring and does not require financials, the process is simple with a more basic credit analysis focusing on the quality of the account debtors (your customers). Most funding transactions (depending on the industry) may take only 3 to 5 working days vs. months by another lending institution.

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Who Qualifies for Non-Notification Invoice Factoring

Must have at least 24 months in business.
Financials, tax returns, and audit fees will be required.
Must have positive cash flow for the last 6 months.
Debt to income ratio 1 to 1.
Minimum accounts receivable outstanding of $750,000.
2 year minimum contract.
Must sell to credit worthy businesses. (No foreign receivables).
Business has not pledged accounts receivable as collateral to other lenders.
Receivables must be payable by commercial accounts.
Customized rates to suit your sales cycle.
Advances are made same day or within 24hrs.
Quick credit checks for prospective customers.
Clients make check payable to your company's name.
Established businesses that are outgrowing their existing credit line facility.
Businesses that would prefer their customers to be unaware of our involvement. (Under this arrangement, they are noticed to remit payment to a PO Box still payable to your name)

Features

Customized rates to suit your sales cycle.
Advances are made same day or within 24hrs.
Quick credit checks for prospective customers.
Clients make check payable to your company's name.
What type of clients benefit with our Non-Notification Receivable Finance Program?
Established businesses that are outgrowing their existing credit line facility.
Businesses that would prefer their customers to be unaware of our involvement. (Under this arrangement, they are noticed to remit payment to a PO Box still payable to your name)
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