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1 (800) 876 6071
Aurora Invoice Factoring Company
1st Commercial Credit | Aurora
Over 3,200 clients funded
We offers a variety of financial solutions to help your cash flow problems.
No up font fees to set up
No financial required
Funding in 3-5 days
Rates at
0.69% to 1.59%
Accredited business BBB logo
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A Factoring Company Funding Aurora, Illinois

Financing Rates at 0.69% to 1.59%
No Financials or Setup Fees
Customized Rates
Setup in 3 to 5 Days

Why Factoring Your Receivables Is Great For Your Aurora, Illinois (IL) Business?

Aurora businesses have no limits when cash flow is available. Companies with a healthy cash flow will easily cover payroll, bills, and leases. Business expansion is possible, and investing in marketing to promote your business' services or products. Purchasing equipment and supplies will not be an issue either. Selling your company's receivables to a factoring company in Aurora can provide all these benefits by giving you fast cash in exchange for your outstanding invoices. The best part of this financial solution is that no debt is created because it is not a bank loan. An experienced accounts receivable factoring company in Illinois offers the best financial alternatives for businesses to solve cash flow issues. 

Invoice factoring is the best financial alternative for businesses to solve cash flow issues. 

Factoring companies in Aurora, like 1st Commercial Credit, have a fast and efficient application and approval process. Compared to bank loans, factoring companies can make a prompt decision, generally within a few working days. Once your company is approved, funding can happen within 24 hours. The factoring company will focus on your customers' payment history and credit, not your company's, meaning that you can still be approved even if you have a low credit score.

Aurora businesses are prospering and experiencing growth. 1st Commercial Credit can provide the funds for your brand new company and already established businesses that need the available cash to expand. The city of Aurora has a long history with manufacturing. Some of the big manufacturing players in Aurora, Illinois, include Lyon Workspace Products, Barber-Greene Company, The Aurora Silverplate Manufacturing Company, the Aurora Brewing Company, Caterpillar Inc, and Allsteel Metals, to mention a few. 

1st Commercial Credit is an experienced invoice factoring company with supply chain finance solutions that can evaluate your Aurora business' receivables and provide a prompt decision. We fund business in all industries in Aurora and offer competitive financing rates of 0.69% to 1.59%.

We Provide a Financial Solution Tailored to Aurora's Businesses Needs

Invoice factoring will provide a steady source of cash flow without added debt. We know all companies are unique and have particular needs. 1st Commercial Credit will evaluate your company's receivables without commitment to figure out how we can help you and advise you appropriately. 1st Commercial Credit offers three principal financial instruments that all industries in Aurora need, including invoice factoring, purchase order financing, and trade payable credit.

Invoice factoring company service in Aurora, Illinois (IL)

Aurora companies in need of cash flow can use accounts receivable financing as their financial solution. Factoring receivables will allow companies to maintain a consistent and healthy cash flow and improve their financials while meeting payment deadlines to suppliers, covering payroll, purchasing equipment, and other financial responsibilities.

Bank loans are often difficult to obtain, and for many businesses in Aurora, this is not even an option. Banks loans will provide cash but also debt.

When comparing bank lines of credit and invoice factoring, it is clear which one will benefit your business. 1st Commercial Credit is an experienced factoring company in Illinois. With more than 18 years in the business, we have helped many companies in all industries. 1st Commercial Credit finances some of the most popular sectors in Aurora, including trucking, manufacturing, and construction, to mention a few.

Every company has its way of doing and running its business, especially in different industries. 1st Commercial Credit has gained extensive experience working with various sectors and can accommodate your business needs.

Call Now 1 (800) 876 6071Request a quote

Industries 1st Commercial Credit Finances:

Trucking and freight - The hauling and delivery of goods are essential for Aurora's economy. Trucking and freight companies use factoring to meet their daily cash needs, including fuel, maintenance, permits, repairs, insurance, and payroll. We also have software that helps your drivers upload images of the bill of lading and merges them with your freight bills.

Oilfield services - Cash flow is more critical each day for the oil and gas industry. Invoice factoring is the right financial solution for oilfield-related companies because it offers fast cash, and the process is simple and straightforward. This type of financial service is available to oil and gas exploration service providers and field equipment suppliers such as seismic survey or geophysical operators, manufacturers of drilling fluids, drill rigs, lifts, geophysical prospecting equipment, pipes, pumps, production tools, valves, wellheads and many more.

Distribution - Our complete supply chain finance solution for distributors and resellers in Aurora involves utilizing your customer's financial strength in establishing your invoice factoring lines of credit. Once we create your account, you will have access to other distribution financial tools we provide. We can assist your business with our accounts receivable financing and other financial solutions. Because of the flexibility that we offer, you will take your company's capacity to the next level.

Government contract - We are very familiar with government contractor receivables and can provide immediate funding for your business. The invoices billed to the government for goods delivered or services rendered can be converted into an accounts receivable credit line from which you may draw fast cash to manage your business better. We have experience in financing receivables to companies whose primary business is performing technical services or manufacturing for the federal government.

Cable and Telecommunication - Many cable and telecommunications contractors use the invoice factoring cash flow benefits to grow or expand their business opportunities so they can continue delivering services.

Receivable Financing Rates at 0.69% to 1.59%
18 Years In business & Over 3,200 Clients Funded
Fast Approval Process.
No Financials Required.
3 to 5 Day Initial Setup.
No Up Front Fees to Set up.
Low Credit Score Accepted.
Free Invoicing Software
Accounts receivable factoring company in Aurora, Illinois (IL)

Staffing agencies - We provide accounts receivable factoring for many staffing agencies and employment firms and make the process of borrowing money for your staffing agency simple. Because of longer payment terms on most staffing contracts, cash is usually problematic. The fast cash from payroll loans for business allows agencies to meet their weekly payroll requirements while meeting the company's financial needs. 1st Commercial Credit is also a payroll factoring company specializing in payroll funding and accounts receivable lending for staffing agencies. 

Manufacturing - If you are looking for a factoring company that fund manufacturing businesses, 1st commercial credit provides all the financial tools your company needs. Manufacturing companies in Aurora are experiencing cash flow issues that make it challenging to pay suppliers on time before shipments, cover duty fees and logistics costs required upfront, and offer longer credit terms. Accounts Receivable can sometimes be considered a significant asset that most lenders don't want to lend on. When payments take a long time to arrive, even the most successful manufacturing companies have difficulties meeting their expenses. Rather than dealing with constant cash flow instability as well as stunted growth, begin selling your company's receivables to an invoice factoring company in Illinois to obtain access to the working capital your business needs.

With a business loan or line of credit, you have nowhere near as much flexibility as with our Aurora accounts-receivable financing programs because at 1st Commercial Credit, as your business grows, we deliver the funds.

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How The Invoice Factoring Process Works For Companies In Aurora, Illinois

Choosing the right factoring company is essential for a successful factoring experience. A factoring company should meet the cash requirements of your business and offer extra services that will bring value to your company. 1st Commercial Credit offers receivable factoring services for all types of businesses that serve many industries. With more than 18 years of experience, we are the preferred invoice factoring company in the nation for growing companies.

We factor in unpaid invoices for small, medium, and large companies every day. Our customers enjoy incredible growth after they set up an accounts receivable factoring agreement with us.

There are many reasons why Aurora businesses will seek the help of a financing company. Invoice factoring can be the best financial solution for businesses experiencing cash flow issues caused by bank loan rejections and extended credit terms. Selling your company's receivables will also allow you to expand and grow your business in Aurora.

Factoring Process:

  1. Selecting an experienced factoring company working with Aurora businesses. 
  2. Fill out a 2-page application form to set up an account
  3. Once approved, you can start sending invoices and receive fast cash
  4. The factoring company will take care of obtaining payment from your customers
  5. When your customer pays the invoice, you will receive the remaining amount, minus the factoring company fee.

Knowing and understanding the invoice factoring process will help you make a more informed decision when comparing financial solutions. An incorrect assumption is assuming only companies struggling can benefit from working with an accounts receivable factoring company. Successful companies have found this financial solution to expand and still offer better credit terms than the competition.

Accounts receivable factoring company in Aurora, Illinois (IL)

1st Commercial Credit Invoice Factoring Company Offers Easy Approval To Aurora Companies

1st Commercial Credit offers the best financial solutions for Aurora businesses. With more than 18 years in the industry, we can evaluate your company's receivables and provide you with funding options.

Our simple requirements include:

  • Set up in 3 to 5 days
  • Fast approval process
  • No financials required 
  • Small, medium, large companies
  • Low credit score accepted 
  • No upfront fees or hidden fees

The decision is based on your customer's creditworthiness, not your company's. This means that even if your business has low credit, it can still qualify for our financing programs. 1st Commercial Credit looks at your customers' ability to pay for the pending invoices. This is an incredible advantage, especially for new businesses, because you can still apply for invoice factoring with us. Banks would immediately reject a similar situation because they consider credit score a primary criterion to approve a loan. Other types of businesses benefiting from our financing programs are companies with seasonal or uneven sales patterns or start-up operations. Any business can qualify for receivable financing if it generates sales on open credit terms to customers with financial credit strength.

If your business is looking for an experienced and reliable invoice factoring company in Aurora, 1st Commercial Credit can provide the best catered financial solution for your business. We can help businesses by providing invoice factoring for just about every industry. A financing account can be set up within 3 to 5 working days, and our competitive factoring rates are between 0.69% and 1.59%.

Call Now 1 (800) 876 6071Request a quote
Economy of Aurora

The primary industries in Aurora, IL, include manufacturing, retail trade, and healthcare. Aurora’s most common jobs are office and administrative support occupations with 12,070 employees. Sales-related fields employ around 10,920 people, and the production occupations around 10,000.

What Is Aurora Known For?

Aurora is the second-largest city in Illinois with a population of 200,456 and the 124th most populous city in the country.  Aurora is known as the "City of Lights" because it was one of the first in the nation to illuminate its streets with electric lights. Situated along the Fox River and the Ronald Reagan Memorial Tollway, the city extends 46 square miles. Aurora is also located 35 miles west of Chicago, making it an excellent location for businesses and those who might want to live close to the bigger city. 

We are a factoring company financing businesses in Illinois and can provide financial solutions to the following cities: