As Your Business Grows,We Deliver the FUNDS

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BBB Accredited Business
Accounts Receivable Financing
Is your business growing faster than your operating capital?

Factoring & Asset Based Lending for Temporary Staffing Agencies

Why Choose Us? Accounts Receivable Financing is our Business
  • Financing Rates at 0.69% - 1.59%
  • No Financials - No monthly minimums - No invoice minimums
  • No facility fees - No audits - No up-front fees - No hidden fees
  • Set up account in 3 to 5 working days - 24 hr funding thereafter
  • Credit Lines starting at $5,000 & up to 10 million
  • Customer referrals upon your request
  • We Make Same Day Decisions
Over 15 years in business
Click Here for a Quote

Call Now 1 800 876 6071

Do you need a line of credit for payroll now?

Meeting staffing payroll during growth can be a challenge. Financing Staffing and Recruitment agencies is a very simple process for us. 1st Commercial Credit can help you grow your company with unlimited payroll funding , whether you're a start up or a multi-million dollar operation.

Financing Staffing Firms

Start Today and get initial funding in 3 to 5 working days. No financials needed, No up-front fees to set up, it is that easy. We can accommodate factoring credit lines to new temporary staffing companies with minimal funding needs. Another option is our our asset based lending solutions for large staffing agencies that can go up to $10 million if needed.

NEW: We now provide funding prior to IRS payment plans or subordinations Learn more

1st Commercial Credit provides factoring and asset based lending to Temporary Staffing Agencies and Recruitment companies.

At 1st Commercial Credit, our accounts receivable financing service is a flexible source of funds for Temp Staffing Companies. We simply utilize your accounts receivable as the collateral and advance funds against the face value of your invoices. The receivable credit line grows proportionately with your sales cycle and we can fund as little as $5,000 a month and up to $10 million for larger companies. View Transactions

Is your Staffing Company growing faster than your operating capital?

If your company is experiencing faster growth than your operating capital, we can help. Most of our clients that come to us are taking on more accounts, or their existing accounts are asking for more temporary employees that puts them in a cash flow squeeze. Although some of our clients invoice weekly, their average collection cycle is 35 days from date of invoice. By using our factoring services or asset based financing solutions, we can fund existing invoices or newly generated invoices within 24 hours.

Asset Based Financing & Factoring for the Temp Staffing and Recruitment Industry

Staffing Agencies use this type of financing to increase their cash flow for daily expenses. There is no need to borrow money if you have uncollected receivables from good credit worthy accounts.

1st Commercial Credit offers factoring services to small and medium size staffing firms with as little as $10,000 a month in sales volume and up to $10 million in receivable assets. If your business would benefit by converting your accounts receivable to working capital, we can help. Get initial funding in 3 to 5 working days. No financials needed, No up-front fees to set up, it is that easy. View Transactions

There are plenty of reasons why 1st Commercial Credit stands out from all other financial institutions. Our offers put your interest above all else.

  • We offer high credit limits from the beginning capable of increasing depending on your needs
  • Decisions are made within the day
  • Account set-up can be accomplished in 3 to 5 working days and funding occurs within the following 24 hours
  • You do not have to worry about financials, monthly minimums or even invoice minimums
  • We do not require facility fees
  • Factoring receivables with us do not involve up-front fees, audits or hidden charges
  • We can provide customer referrals
  • NEW  We can fund prior to IRS Subordinations

What kind of staffing companies come to us for funding?

  • Young companies experiencing growth and need cash today. In most cases they have been turned down by banks
  • Cash flow is hindered because accounts receivable is coming in slowly
  • Sales are beginning to progress but their sales history and recorded earnings will not qualify for bank loans
  • Absence of finance base for new businesses
  • Uneven spike in sales
  • Mature companies that have capped their working credit line established by a bank and need more leverage
  • Companies that are experiencing lack of service from another factoring company
Factoring Receivables for Staffing is a Quick Process
  1. Fill out 2-page application
  2. Provide accounts receivable aging report
  3. Furnish a list of the customers including the credit limit request
  4. Submit Articles of Incorporation
  5. Include the rate confirmation agreement or purchase order
  6. Present the invoices to factor
Financing Staffing firm Invoices for as little as $5,000 a month and up to 10 million for larger companies

Credit line based on percentage of eligible accounts receivable.

  • Easy to understand financing fees.
  • Invoices funded within 24hrs.
  • Eliminate the need for bank loans or SBA loans.
  • Funding can take place in 3 to 5 working days.
  • Start up staffing companies welcomed.
Why do Staffing firms benefit by financing account receivables with us?
  • The use of back-office support for collections and mailing out your invoices sometimes offset the financing fees or decrease internal overhead related cost.
  • Free credit analysis and collection assistance to prevent bad debt.
  • Free Reports and statements of your account status via internet.
  • Optional full service available with payroll and tax services.
What is needed to finance an Employment Staffing and Recruitment Firm?
  • You send the original invoices with proof of performance (time sheets). The service must be performed before funding.
  • The invoice is verified and then the advance is funded, typically 90% of the invoice depending on the credit worthiness of your customers. Funds will be advanced within 24hrs. following verification of the invoices. This is usually completed the same day that they are received. The balance of the advance is called the "Reserve". The reserve is held back until the customer pays the invoice in full.
  • Payment of the invoices are made directly to us from your customers. Once received, the reserve is paid to you minus the discount fee.
  • At your option, the funds are sent via wire transfer, ACH or check.
  • Credit approval for new accounts is easy. All is needed is the name and address of the customer.
  • Due diligence of liens and pending lawsuits of your company will be performed prior to funding.

We service the following Staffing Industries


Twin Plant Management and Engineers

Sales - Marketing - Sales Managers

Accounting - Controllers - CPA's

Healthcare - PTs - RNs - CNAs - OTs - MDs

Data Processing - I.T. - Web Design

Mid Management - Administrative - Technical

Office Services

Office Managers - Administrators

Full Charge Bookkeepers - Accounting Clerks

Admin Assistants - Executive - Legal Secretaries

Clerical - General Office - Data Entry

Doctor's Office Assistants - Medical Secretaries

 Call Center Phone Attendants and More


Assembly - Warehouse - Quality Control - Quality Assurance

Plastic Injection Molding

Warehouse distribution

Skilled - Unskilled Labor

Light Industrial - Machine Operators

Fork Lift Operators - Loaders /Unloaders

Electronics Assembly - Packers

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Receivable Financing Rates

Starting At 0.69% - 1.59% Or Prime +2% & Admin Fee

  • Quick Approval Process!
  • No Financials up to $350k
  • Easy Set-Up in 3 to 5 Days
  • Over 15 years in business
Click Here for a Quote
1st Commercial Credit Provides Asset Based Lending, Purchase Order Financing and Factoring to all States: