As Your Business Grows,We Deliver the FUNDS

Call Toll-Free United States 24/7 1 800 876 6071
BBB Accredited Business
We Lend More Than The Bank

Factoring Company in West Virginia - 1st Commercial Credit

Most Popular Industries We Fund

Temporary Staffing Agencies

More Details

Trucking Companies

More Details


More Details


More Details

Trade Factoring

More Details

Service Industry

More Details

Oil Industry

More Details


More Details

West Virginia Businesses Can Benefit by Factoring Receivables

If your business is suffering from poor cash flow despite healthy sales on credit terms, then accounts receivable financing also known as factoring, may well be a good option for you. This is a process whereby customer accounts are pledged as collateral for instant cash flow from a factoring company. This allows you to pay suppliers or make payroll immediately without having to commit to an expensive, long-term banking loan. At 1st Commercial Credit, we make accounts receivable financing easy to obtain with minimal requirements and usually can have a same day decision. If your West Virginia-based business sells to commercial accounts on credit terms, then contact us today for a quote.

Call now for details at 1 800 876 6071  Start Today

Which Businesses Qualify for Accounts Receivable Financing in West Virginia?

We receive a lot of applications from businesses based in West Virginia every year. Seasonal businesses such as suppliers to the agriculture industry are great candidates, or any distributor or manufacturer that sells on credit terms. Selling on credit terms can cause slow payment cash flow at certain times of the year; most often when suppliers need to be paid. Any business can qualify for accounts receivable finance if it generates sales on open credit terms to credit worthy businesses, but those sales have to be final. If you're still not sure whether your business would qualify, contact 1st Commercial Credit today for more information.

Factoring Companies offer more than just Receivable Financing: Purchase Order Financing and Asset Based Lending

Because we know that not all businesses can qualify for accounts receivable financing, we also offer purchase order financing and asset based lending. Purchase order financing is quite similar to accounts receivable financing in that it provides immediate cash to pay suppliers, while asset based lending provides a loan on the strength of business assets. For more information on these services, contact us today.

Financing Receivables is our Business!

  • Receivable financing rates at 0.69% - 1.59%

  • No financials - No monthly minimums - No invoice minimums
  • No facility fees -  No audits - No up-front fees - No hidden fees
  • Set up account in 3 to 5 working days - 24 hr funding thereafter
  • Receivable credit lines starting at 5,000 & up to 10 million
  • Customer referrals upon your request
  • We Make Same Day Decisions        Start Today

We Make accounts receivable financing a Simple Process!

Call now for details at 1 800 876 6071   USA & Canada 

  1. A two page application
  2. An accounts receivable aging report
  3. A customer list with credit limit request
  4. Copy of articles of Incorporation or DBA filing
  5. Purchase orders or rate confirmation agreements
  6. Invoices to factor

Most of our clients are either:

  • experiencing cash flow shortages due to a slow turnover in accounts receivable
  • fast growing companies whose past earnings and sales histories will not justify traditional bank loan financing
  • start-up businesses with no financing base
  • principals with good or bad credit and cannot obtain traditional financing
  • have lost their line of credit due to covenant violations
  • need export receivable financing, credit protection or purchase order financing

Is your business growing faster than your operating capital?

At 1st Commercial Credit, our receivable factoring service is a flexible source of funds for businesses. We are a factoring company that simply utilizes your accounts receivable as the collateral and advance money against the face value of your invoices. Financing receivables is a credit line that grows proportionately with your sales cycle and we can fund as little as $5,000 a month and up to $10 million for larger companies.

Call now for details at 1 800 876 6071  Start Today

City Served in West Virginia: