As Your Business Grows,We Deliver the FUNDS

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We Lend More Than The Bank

Factoring Company in Pennsylvania - 1st Commercial Credit

Most Popular Industries We Fund

Temporary Staffing Agencies

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Trucking Companies

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Trade Factoring

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Service Industry

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Oil Industry

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Pennsylvania Businesses Benefit by Factoring Receivables

Do you have a business in Pennsylvania that sells to commercial accounts on credit terms? If so, you may be interested in accounts receivable financing. At 1st Commercial Credit, we make receivable financing, otherwise known as factoring easy to obtain. Our application process only has minimal requirements (far less than would be required when applying for a traditional banking loan), and we do our very best to make either same-day or next-day decisions in most cases.

Call now for details at 1 800 876 6071  Start Today

Which Industries Qualify for Accounts Receivable Financing in Pennsylvania?

The largest industry in Pennsylvania is the steel industry and although this often involves large companies with a plentiful cash flow, there are various smaller businesses entwined with the industry that we work with on a regular basis; manufacturers of parts, for example, and the distributers who deliver these parts.

In essence, any business can qualify for accounts receivable finance as long as it generates sales on open credit terms to credit worthy customers. Many of our clients are fast growing start-up companies whose past earnings and sales histories will not justify a traditional loan, despite the fact that their sales are healthy. Our financing programs can accommodate businesses with no financial base to rely upon or companies with seasonal sales patterns.

For Those Businesses Who Don't Qualify by Factoring Companies

Because we realize that not every business will be eligible for accounts receivable financing, we also offer asset based lending and purchase order financing. While asset based lending is very similar to a traditional loan, but doesn't involve the complicated application process, purchase order financing is for those businesses which need to increase production but don't yet have the cash resources to pay their suppliers. For more information on both of these services, contact 1st Commercial Credit today.

Financing Receivables is our Business!

  • Receivable financing rates at 0.69% - 1.59%

  • No financials - No monthly minimums - No invoice minimums
  • No facility fees -  No audits - No up-front fees - No hidden fees
  • Set up account in 3 to 5 working days - 24 hr funding thereafter
  • Receivable credit lines starting at 5,000 & up to 10 million
  • Customer referrals upon your request
  • We Make Same Day Decisions        Start Today

We Make accounts receivable financing a Simple Process!

Call now for details at 1 800 876 6071   USA & Canada 

  1. A two page application
  2. An accounts receivable aging report
  3. A customer list with credit limit request
  4. Copy of articles of Incorporation or DBA filing
  5. Purchase orders or rate confirmation agreements
  6. Invoices to factor

Most of our clients are either:

  • experiencing cash flow shortages due to a slow turnover in accounts receivable
  • fast growing companies whose past earnings and sales histories will not justify traditional bank loan financing
  • start-up businesses with no financing base
  • principals with good or bad credit and cannot obtain traditional financing
  • have lost their line of credit due to covenant violations
  • need export receivable financing, credit protection or purchase order financing

Is your business growing faster than your operating capital?

At 1st Commercial Credit, our receivable factoring service is a flexible source of funds for businesses. We are a factoring company that simply utilizes your accounts receivable as the collateral and advance money against the face value of your invoices. Financing receivables is a credit line that grows proportionately with your sales cycle and we can fund as little as $5,000 a month and up to $10 million for larger companies.

Call now for details at 1 800 876 6071  Start Today

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