As Your Business Grows
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20+ Years In Business
Industries
Industries We Finance
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Cable & Telecommunications
Financing installers and cable companies
Construction Contractors
Invoice factoring and contract financing
Distributors & Wholesalers
Fund distributors that need more cash flow
Healthcare & Medical Providers
Tailored solutions for the healthcare industry
Manufacturers
Financing options for manufacturing firms
Oilfield & Gas
Financing for the oilfield service industry
Produce Distributors PACA
Receive cash to pay your grower payables
Security Guard Companies
Working capital for security agencies
Staffing Agencies
Increase cash flow for payroll funding now
Trucking Freight Companies
Non-recourse factoring & custom rates
Featured Business Cases
Staffing
1st Commercial Credit provided $7 Million to a Healthcare Staffing Agency that struggled with inconsistent cash flow due to extended payment terms.
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Financial Services
Our FINANCIAL Solutions
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Accounts Receivable Financing
Finance invoices in days not months
Asset Based Lending
Higher advance rates than banks
Equipment Financing
Fast approvals for sellers & buyers
Export-Import Financing
Optimize your export finance process
Fuel Card Program
Accepted at 99% of stations nationwide
Government Receivables
Helps contractors maintain cash flow
Invoice Factoring
Fund unpaid invoices to all businesses
Purchase Order Financing
Complete supply chain finance solution
Sales Ledger Credit Lines
Provide revolving access to up to $20M
Trade Payable Financing
Pay suppliers with our money
Featured FActoring case
Invoice Factoring
1st Commercial Credit provided invoice factoring to a manufacturing firm within a week, with weekly advances and dedicated account team.
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Resources
Insights and Tips
Blog
Everything to know about factoring, and other types of financing solutions.
Business Cases
Learn how our clients grow their business with 1st Commercial Credit.
Staffing Hub
Your go-to source to learn everything about improving your staffing agency.
Videos
We explain general question about factoring through a series of video.
Recent Transactions
Invoice factoring, PO financing, short term funding & more transactions.
Resources
Reports, guides, and other resources all in one place.
FAQs
Get the answers to your factoring and financing questions all in one place.
Press Kit
Access our news, press, and media materials
Featured Staffing hub
Starting a staffing agency
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Operations & cash flow management
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Hiring & retention strategies
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Contact Us
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General Contact Form
Request a call back.
Construction Form
Working capital funding request.
Semi-Truck Finance App
A simple way to acquire equipment for your fleet.
Equipment Finance App
Acquire equipment for your business.
Purchase Order Finance Form
Provide custom P.O. financing structures.
Non-Recourse Finance Form
100% non-recourse credit insured trucking factoring.
Contact information
1 (800) 876 6071
raul@1stcommercialcredit.com
Company profile
1 (800) 876 6071
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20+ Years In Business
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1 (800) 876 6071
CALL NOW 24/7
1 (800) 876 6071
Business Tips
1st Commercial Credit | Business Tips
Over 3,800+ clients funded
We Offer Supply Chain Finance Solutions
No up font fees to set up
No financial required
Funding in 3-5 days
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Rates at
0.59%
to
1.69%
We Lend
MORE
Than The Bank
1st Commercial Credit
We Offer Supply Chain Finance Solutions
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Recent Transactions
$210,000
Valve Importer PO Funding
$100,000
Small Fleet Trucking Company
$350,000
Industrial Temporary Staffing Agency
$650,000
Invoice Factoring For Cyber Security Company
Why MCAs Are Here to Stay and Why Factoring Still Matters
Merchant Cash Advances (MCAs) have been one of the most debated financial products in the last two decades. The rise of MCA underwriting technology
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What is an Accounts Receivable Asset?
An Accounts Receivable (A/R) asset is a financial asset on a company’s balance sheet, reflecting amounts owed by customers for goods or services delivered but unpaid.
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What Is The Employer of Record (EOR) Process & How It Works?
An Employer of Record (EOR) serves as the official employer, handling payroll, taxes, compliance, and HR while the client retains operational control.
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What Is An Invoice And Is It A Legal Document?
Is an invoice a legal document? In and of itself, an invoice is not a legally binding agreement. Both parties must agree to the terms for it to be binding.
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How Does the Patriot Act Affect My Bank?
The USA Patriot Act stands for Uniting and Strengthening America by Providing Appropriate Tools Required to Intercept and Obstruct Terrorism Act of 2001
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The Difference Between Being a Vendor of Record and Not?
If you are a business that provides products or services to your clients, then you are a "vendor of record" , you are authorized to do business with them.
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What Does a UCC Filing on Your Business Mean?
A UCC filing on your business is usually made to create a lien against property used as collateral. Typically, a UCC filing is required in order to secure…
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How Can I Make Sure My Business Gets Paid On An Invoice billed on Credit Terms?
Delinquent payments from customers may create your accounts payable past due to suppliers, fixed expenses, payroll and taxes.
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Are You Embarrassed to Ask Your Client for a Credit Application?
Dont be embarrassed to ask your customer for a credit application, it is a very common practice to ask for trade references and to do due diligence on…
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The Best Ways to Finance Your Start-Up Business
Most people who start a new business use personal credit cards, personal savings and family loans for initial financing.
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