1stCC Expands Receivables-Based Financing for Employer of Record (EOR) Companies

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Austin, TX – March 18th, 2025 – 1st Commercial Credit, a leading provider of receivables-based financing, is now offering funding solutions tailored for Employer of Record (EOR) companies, enabling them to offer credit terms and expand their customer base.

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Receivables-Based Financing for Employer of Record (EOR) Companies

An Employer of Record (EOR) serves as the legal employer for businesses, managing payroll, taxes, benefits, and compliance, while companies retain control over daily operations. EOR services allow businesses to hire quickly, ensure compliance, and reduce administrative burdens, making them a crucial solution for companies expanding into new markets.

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While larger EOR firms can offer credit terms to attract bigger clients, smaller EORs often require upfront payroll deposits, limiting their ability to compete. With 1st Commercial Credit’s receivables-based financing, EOR firms can now:
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• Offer Credit Terms – Compete with larger EORs by providing flexible payment options.
• Expand Their Customer Base – Attract businesses needing structured payment arrangements.
• Improve Cash Flow – Access immediate working capital for client’s payroll and taxes.
• Scale Operations – Take on new clients without cash flow restrictions.

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"Smaller EOR firms often struggle to compete with industry giants that can extend credit terms," said Raul Esqueda, President of 1st Commercial Credit. "Our financing solutions give EORs the ability to offer structured payment terms, grow their client base, and strengthen their market position."

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This expansion reinforces 1st Commercial Credit’s commitment to providing financial solutions that help businesses scale and remain competitive.

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For more information on how 1st Commercial Credit supports EOR companies, contact us at 1 800 876 6071.

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About 1st Commercial Credit

1st Commercial Credit is a leading provider of receivables-based financing, invoice factoring, and asset-based lending, helping businesses unlock working capital and improve cash flow. With decades of experience, the company serves industries including staffing, manufacturing, transportation, and Employer of Record (EOR) services.