As Your Business Grows,We Deliver the FUNDS

Call Toll-Free United States 24/7 1 800 876 6071
BBB Accredited Business
We Lend More Than The Bank
Is your business growing faster than your operating capital?

Most Popular Industries We Fund

Temporary Staffing Agencies

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Trucking Companies

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Trade Factoring

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Service Industry

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Oil Industry

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Accounts Receivable Factoring

Funding is a necessary part of running a business that many business professionals deal with for hours a day. It can become frustrating when your company's cash flow is unable to cover your operating expenses, even though your invoice aging report indicates that there is more than enough outstanding invoices to pay the bills.

At 1st Commercial Credit, we understand the challenges that come from running a business with cash flow issues. That is why we are prepared to advance you funds based on the value of your invoices as soon as possible. You will be able to meet your regular obligations and start to think about the ways in which you can grow your business.

We can fund you anywhere from $5,000 up to $10 million, depending on your financial needs and outstanding invoices. Our process is simple and our solution is solid. When we start to workby increasing your cash flow, you will see the benefits instantly and wonder why you did not contact us years ago.

Call Now  1 800 876 6071

Click Here for a Quote  Rates At 0.69% - 1.59%

are pulling your business down, then we can help. Our financial experts will show you how accounts receivable financing can significantly improve your company's finances and get you the money you need right away.

What is Accounts Receivable Finance?

We lend you the money you need to pay your company bills using your outstanding invoices as collateral. When we finance your receivables, we will give you the chance to watch your cash flow gradually grow right along with the increase in your invoiced sales.

At 1st Commercial Credit, we are recognized as the largest receivables financing organization for small to medium sized businesses in the industry. We have the experience you need to get the job done right and help you to keep your finances under control.

The best part about financing accounts receivable is that it is based on the creditworthiness of your clients and not your business. That is why so many businesses are using receivables financing to solve many of their financial problems. It is a cash advance system that relies on the credit scores of your clients, and not your business. When you use receivable financing, you can repair your company credit rating and get back on track without having to worry about bank lending or any other kind of long-term debt commitment.

Why Choose Us? Accounts Receivable Financing is our Business
  • Financing Rates at 0.69% - 1.59%
  • No Financials - No monthly minimums - No invoice minimums
  • No facility fees - No audits - No up-front fees - No hidden fees
  • Set up account in 3 to 5 working days - 24 hr funding thereafter
  • Credit Lines starting at $5,000 & up to 10 million
  • Customer referrals upon your request
  • We Make Same Day Decisions
Over 15 years in business
Click Here for a Quote

Call Now 1 800 876 6071

Can Your Business Qualify for Receivable Financing?

We can fund your business, regardless of the size of your business, by using your accounts receivable as collateral. Your company could be one week old and, as long as you have qualified outstanding invoices, we can help you get the funding you need.

We can help any company, regardless of its financial status. We have successfully helped clients who have tax liens and we have also helped companies that could not get approved for a bank loan of any kind. There is no need to rely on a bank when we can provide you with the funding you need based on the invoiced sales that you have.

Why Would Your Company Need Accounts Receivables Financing?

Is your company just coming out of bankruptcy and finding it difficult to get the line of credit or long-term financing you need to pay your bills? Does your company have a bad credit history that is only getting worse because of poor cash flow? Are you turning away new clients and large orders because you do not have the funds on hand to cover your costs for those orders?

Every good business runs into problems with cash flow that are usually not the business' fault. Customers that pay late on their invoices can slow cash flow and create a void in the company books. When that happens, that is when the credit problems usually begin.

We at 1st Commercial Credit are not interested in your credit score, your financial status or your standing with other lenders. We will go through the customer qualification process with you, and then advance you the funds you need based on the face values of your invoices. We can advance you up to 95 percent of the face value of your invoices, depending on your industry, which accounts for our fee after collection.

We advance you the funds and do not get into collections calls with your customers, which allows you to maintain your long-term relationships with your clients. We are only interested in helping you to get the funding you need to improve your cash flow.

The People We Help

We help businesses all over the world through our worldwide network of partners and affiliates. We have access of more than $2.5 billion in available working capital that we can apply to helping clients who need funding, but cannot get traditional financing.

We can help companies in a variety of industries that include transportation, oil exploration, medical sales and services, product distribution and product manufacturing. Any industry where a supplier invoices clients is an industry where we can come in and help improve cash flow. This is an alternative form of business funding that you can use to your advantage.

What Is The Process?

The process to getting 1st Commercial Credit to start helping your company could not be easier. We have a two-page application that you can fill out online and submit for up to $350,000 in immediate financing. Our website and application process is available 24-hours a day, seven days a week and 365 days a year.

When you apply, we do not want to see your company financials. All we need to see is an accounts receivable aging report, your credit request, a list of your clients with outstanding invoices, your articles of incorporation or your DBA filing, copies of your outstanding invoices and rate confirmation agreements. If you do not have rate confirmation agreements, then send us your purchase orders instead.

When we get all of the information from you, we will go to work and get you a decision as soon as possible. In some cases, we can get you an answer on the same day. It only takes three to five business days to set up your account and start transferring money to your bank account. It is that easy.

What We Don't Have

We feel that it is important for you to understand what we do not offer so that you get a complete understanding of our services. We have no hidden fees, no facility fees and no upfront fees. In other words, all of the fees you pay come from the receivable financing that we do for you.

Along with not needing your financials, we also do not require any minimums per month or per invoice. In other words, we will work with you no matter how much money you need advanced and no matter how many outstanding invoices you have to work with. We have built our reputation around the notion that no client need is too big, or too small.

Consider Accounts Receivable Financing For Your Business

The important thing to remember about financing receivables is that it is not a loan. This is an advance against sales your company has already invoiced. You are not taking on new debt and you are not paying extra service charges on money you have not yet generated.

We can help companies who cannot get lines of credit because the company principals have bad credit. We can help companies who are growing so fast that their cash flow cannot keep up. When you work with 1st Commercial Credit, you will get the financing you need to achieve your corporate goals.

If your company is so new that you cannot get funding, or if you have lost your bank funding or line of credit, then we can help get you back on track and paying your bills. We can also help companies who rely on the peaks of seasonal sales to offset the financial valleys during the year. If your company is used to dealing with the cash flow problems that come with cyclical sales, then you need to contact us immediately.

Financing accounts receivable is the best way for your small to medium sized business to improve cash flow and meet your ongoing operational obligations. The only collateral you need are the invoices that you have already generated. We can help you to fund your payroll, or we can work with you to fund future projects as well.

We are 1st Commercial Credit and we want to put our worldwide network of funding partners to work for your business. We want to show you how easy it is to get thousands of dollars deposited into your corporate bank account. We can advance you the money you need to climb out of debt and start to play for a brighter corporate future.

If you have the invoiced sales to improve your cash flow but slow paying customers are pulling your business down, then we can help. Our financial experts will show you how accounts receivable financing can significantly improve your company's finances and get you the money you need right away.

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Receivable Financing Rates

Starting At 0.69% - 1.59% Or Prime +2% & Admin Fee

  • Quick Approval Process!
  • No Financials up to $350k
  • Easy Set-Up in 3 to 5 Days
  • Over 15 years in business
Click Here for a Quote
1st Commercial Credit Provides Asset Based Lending, Purchase Order Financing and Factoring to all States: