Accounts Receivable Financing

Finance Your Invoices in Days Not Months

Over 18 Years in Business

Recent Transactions

invoice factoring for a accounts receivable funding for travel nurse staffing agency

$2 Million

Travel Nurse Staffing

invoice factoring for a staffing agency - oil filed services

$500,000

Staffing Oil Field Service

Does Your Company Need Accounts Receivable Financing?

Set up your account in 3 to 5 business days.

Accounts Receivable Financing Consultants
Accounts Receivable Financing is a method used by businesses to convert sales on credit terms for immediate cash flow. 1st Commercial Credit adopts a quick and simple approval process and expedites initial funding in 3 to 5 working days.

At 1st Commercial Credit, we understand the challenges that come from running a business with cash flow issues. That is why we are prepared to advance you funds based on the value of your invoices as soon as possible. You will be able to meet your regular obligations and start to think about the ways in which you can grow your business. Start Today

We will be more than happy to evaluate your accounts receivable with no obligation and we will show you how accounts receivable financing can significantly improve your company's finances. Accounts Receivable Finance is not a loan, so there is nothing to pay back. Our financial program is designed as an ongoing receivable asset purchase.

Receivable Financing Rates at 0.69% to 1.59%

18 Years In business & Over 3,200 Clients Funded

  • We Fund Staffing Everyday!
  • Fast Approval Process
  • No Up Front Fees to Set up
  • No Financials Required
  • Low Credit Score Accepted
  • 3 to 5 Day Initial Setup
  • Free Invoicing Software
  • Free Uploading Funding App

What is Accounts Receivable Finance?

At 1st Commercial Credit, we are recognized as one of the largest receivable based finance companies for small to medium sized businesses in the industry.

Accounts receivable financing of funding invoices sold on credit terms.
Let our accounts receivable financial team help with you with an evaluation of your business.

We advance funds to your company by using your outstanding invoices as collateral. When we finance your receivables, we will give you the chance to watch your cash flow gradually grow right along with the increase in your invoiced sales.

The best part about financing accounts receivable is that it is based on the creditworthiness of your clients and not your business. That is why so many businesses are using receivables based financing to solve many of their cash flow shortage problems. It is a cash advance system that relies on the credit scores of your clients, and not your business.

Why Choose Us?

Accounts Receivable Financing is our Business. 18+ years in business

  • Financing Rates at 0.69% - 1.59%
  • $10,000 & up to $10 million Facilities
  • No Financials Required
  • Set up in 3 to 5 working days
  • No up-front fees - No hidden fees
  • No facility fees - No Audit Fees
  • We Make Same Day Decisions
  • No Monthly Minimums
  • No Invoice Minimum Fees

What Is The Process?

The application process for financing receivables is very simple and fast with 1st Commercial Credit's underwriting department. We have the complete application process online, no printing or filling out paperwork by hand. You can submit your application package and get funded in 3 to 5 working days.

All we need to see is an accounts receivable aging report, your customer credit limit request, articles of incorporation, copies of your outstanding invoices and rate confirmation agreements/ purchase orders.

In some cases, we can get you an answer on the same day. It only takes three to five business days to set up your account and start transferring money to your bank account. It is that easy.

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Request a callback today!

Receivable Financing Rates

Financing Rates at 0.69% to 1.59%

  • Quick Approval Process!
  • No Financials up to $350k
  • Easy Set-Up in 3 to 5 Days
  • Over 18 years in business
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Can Your Business Qualify for Receivable Financing?

We can fund your business, regardless of the size of your business, by using your accounts receivable as collateral. Your company could be one week old and, as long as you have qualified outstanding invoices, we can help you get the funding you need.

We can help any company, regardless of its financial status. We have successfully helped clients who have tax liens and we have also helped companies that could not get approved for a bank loan of any kind. There is no need to rely on a bank when we can provide you with the funding you need based on the invoiced sales that you have.

We Attract Clients That:

  • Expand so rapidly that they outgrow their working capital
  • Come from small business start-up ventures
  • Lose bank credit lines due to covenant violations
  • Experience seasonal sales
  • Experience strained cash flow due to a slow turnover in receivables
  • Have a large customer concentration
  • Need export receivable financing, credit protection or purchase order financing
  • Require In-transit inventory finance

Consider Accounts Receivable Financing For Your Business

The important thing to remember about financing receivables is that it is not a loan. This is an advance against invoiced sales your company has already delivered. You are not taking on new debt because you already paid for the labor and products, or the debt still is pending to be paid to suppliers.

We can help companies who cannot get lines of credit because the company principals have bad credit, companies that are growing faster than their incoming cash, or so new that they cannot get funding by a bank.

If you have the invoiced sales to improve your cash flow but slow paying customers are pulling your business down, then we can help. Our financial experts will show you how accounts receivable financing can significantly improve your company's finances and get you the money you need right away.

1st Commercial Credit Provides Asset Based Lending, Purchase Order Financing and Factoring to all States:

Select your state to learn more about how 1st Commercial Credit can help!

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