1st Commercial Credit

3200+ Clients - 18 Years In Business

Over 18 Years in Business

Recent Transactions

invoice factoring for a invoice factoring for an audio visual design and installation company

$1.5 Million

Audio Visual Design & Install

invoice factoring for a long haul trucking company dry van


Long Haul Trucking Company

1st Commercial Credit, LLC - Over $4 Billion Funded

Texas Based Factoring Company, Established in 2001

Business Woman, 1st Commercial Credit provides invoice factoring services.
At 1st Commercial Credit, we are helping companies maintain growth in sales by providing flexible, fast financial solutions.

We are recognized as one of the largest independent providers of asset based financial services for small to mid-sized businesses. We offer a complete line of invoice factoring services, inventory finance, purchase order financing, international trade finance, supply chain finance, short term future receivable funding and other related financial services.

View Recent Transactions

What Makes Us Unique

We offer funding for a wide range of industries and flexible funding requirements that most businesses can easily qualify for. Our competitors are challenged to offer this combination of services due to their standard underwriting infrastructure and limited industry experience.

We Attract Clients That:

  • Expand so rapidly that they outgrow their working capital
  • Come from small business start-up ventures
  • Lose bank credit lines due to covenant violations
  • Experience seasonal sales
  • Experience strained cash flow due to a slow turnover in receivables
  • Have a large customer concentration
  • Need export receivable financing, credit protection or purchase order financing
  • Require In-transit inventory finance
Frost Building in Austin TX
1st Commercial Credit is located on the 15th floor of the Frost Building.

With 1st Commercial Credit, small businesses (that need receivable financing) can qualify with as little as $10 thousand a month in sales. Also, those companies that need up to $10 million in working capital can qualify for asset-based financing. We are comprised as a funding group with affiliated companies that together can bring many funding solutions for business owners under one roof.

1st Commercial Credit was established in 2001 and is a USA Texas-based company headquartered in the city of Austin with other Texas locations in Dallas, Houston and San Antonio. We have additional locations in Toronto, Canada and London, England. We fund clients everyday for just about every major industry including transportation, medical providers, exporters, importers, service providers, distributors and manufacturers of mid-sized and large businesses.

Thank you for your interest

Raul Esqueda, President


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Receivable Financing Rates

Financing Rates at 0.69% to 1.59%

  • Quick Approval Process!
  • No Financials up to $350k
  • Easy Set-Up in 3 to 5 Days
  • Over 18 years in business
Schedule Callback

Get A Quick $350,000 in 3 to 5 Working Days

WE Lend more than the BANK and Make Same Day Decisions

  • WE Accept Low Credit Scores
  • WE Fund Faster than Any Bank
  • Purchase Order Funding Available
  • Term Loans to Existing Clients
  • No Financials Required
  • No Up-Front Fees To Set Up
  • Financing Rates at 0.69% - 1.59%
  • Custom Rates Available

1st Commercial Credit Provides Asset Based Lending, Purchase Order Financing and Factoring to all States:

Select your state to learn more about how 1st Commercial Credit can help!

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