Over The Road TruckStarter® Program
OTR TruckStarter®
New companies accepted
Limited/Challenged Credit Program
Reliable consistent funding
Easy application process
Same day funding
Accredited business BBB logo
trucking companies

$750,000

Long Haul Trucking Company
trucking companies

$100,000

Small Fleet Trucking Company
manufacturing company

$350,000

Industrial Temporary Staffing Agency
invoice facotring security icon

$650,000

Invoice Factoring For Cyber Security Company

Program For Newer or Credit Challenged Trucking Companies

Amount financed after down payment from $35,000 to $500,000
Consistent & Fast Funding
Wide Credit Score Range
Easy Application Process

Why Choose Our OTR TruckStarter® Equipment Finance Program?

1st Commercial Credit has designed a new offering for newer or credit challenged trucking companies. When an applicant does not meet the requirements for our A through C credit programs, we have available OTR TruckStarter®.

It offers more flexibility in approving trucking companies under 1 year in business and helps build business credit. Some trucking company owners have good credit score but not enough comparable debt.

Call Now 1 (800) 876 6071pre qualify now

OTR TruckStarter® Program

New Business/Challenged Credit - Parameters for Approvals on OTR equipment
Why Choose Our OTR TruckStarter® Equipment Finance Program?

1st Commercial Credit has designed a new offering for newer or credit challenged trucking companies. When an applicant does not meet the requirements for our A through C credit programs, we have available OTR TruckStarter®. It offers more flexibility in approving trucking companies under 1 year in business and helps build business credit. Some trucking company owners have good credit score but not enough comparable debt.

$35,000 - $500,000
Must have MC Authority or DOT
Last 3 months bank statements
Have at least 10% of the financed amount
30% to 40% down payment
Flexible in Comparable Debt
Auctions can be approved
550 Minimum FICO Credit Score
Semi Trucks Age up to 5 Years
Business Owner must be involved
2 years experience
No CDL required
Business – Corp, LLC (No Sole Props)
Private party transactions accepted
Mileage Restrictions:
→ 500,000 Miles: - 2.5 to 3 years term 
→ 400,000 Miles: - 4 to 5 years term
→ 300,000 Miles: - 3 to 4 years term
→ 200,000 Miles: - 5 to 7 years term
If This Finance Program Fits You, Pre-Qualify Below
GET THE FUNDING YOU NEED IN JUST A Few DAYS!
Click Here To Pre-Qualify
1st Commercial Credit's financing programs involve the following steps:
1

Applications
In Minutes

2

Credit Decision
In Hours

3

Electronic Documents
Signed

4

Another Deal
Closed

Call Now 1 (800) 876 6071pre qualify now