Over The Road TruckStarter® Program

New companies accepted

Limited/Challenged Credit Program

Reliable consistent funding

Easy application process

Same day funding

Pre Qualify now

Recent Transactions

$750,000

Long Haul Trucking Company

$100,000

Small Fleet Trucking Company

$350,000

Industrial Temporary Staffing Agency

$650,000

Invoice Factoring For Cyber Security Company

Program For Newer or Credit Challenged Trucking Companies

Amount financed after down payment from $35,000 to $500,000

Consistent & Fast Funding

Wide Credit Score Range

Easy Application Process

Why Choose Our OTR TruckStarter® Equipment Finance Program?

1st Commercial Credit has designed a new offering for newer or credit challenged trucking companies. When an applicant does not meet the requirements for our A through C credit programs, we have available OTR TruckStarter®.

It offers more flexibility in approving trucking companies under 1 year in business and helps build business credit. Some trucking company owners have good credit score but not enough comparable debt.

Benefits of Leasing with 1stCC:

Keep Your Capital

Extend Terms of Payments

Lower Upfront Expenses

Maintain Existing Credit Lines

75% Financing

Tax Benefits

Pre-qualify now

Call Now 1 (800) 876 6071 pre qualify now

OTR TruckStarter® Program

New Business/Challenged Credit - Parameters for Approvals on OTR equipment

Why Choose Our OTR TruckStarter® Equipment Finance Program?

1st Commercial Credit has designed a new offering for newer or credit challenged trucking companies. When an applicant does not meet the requirements for our A through C credit programs, we have available OTR TruckStarter®. It offers more flexibility in approving trucking companies under 1 year in business and helps build business credit. Some trucking company owners have good credit score but not enough comparable debt.

$35,000 - $500,000

Must have MC Authority or DOT

Last 3 months bank statements

Have at least 10% of the financed amount

30% to 40% down payment

Flexible in Comparable Debt

Auctions can be approved

625 Minimum FICO Credit Score

Semi Trucks Age up to 5 Years

Business Owner must be involved

2 years experience

No CDL required