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As Your Business Grows,We Deliver the FUNDS

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BBB Accredited Business
We Lend More Than The Bank

Factoring Company in Texas - 1st Commercial Credit

Most Popular Industries We Fund

Temporary Staffing Agencies

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Trucking Companies

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Manufacturing

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Distributors

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Trade Factoring

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Service Industry

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Oil Industry

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Construction

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Do you need a factoring company in Texas?

Does your company sell to commercial accounts on credit terms?
At 1st Commercial Credit, we make receivable financing easy to obtain with minimal requirements and usually can have a same day decision. If your Texas-based business sells to commercial accounts on credit terms, then your business may qualify for this type of financing.

Call now for details at 1 800 876 6071  Start Today

Texas Businesses Qualify for Factoring Receivables:

A business can qualify for factoring finance if it generates sales on open credit terms to credit worthy businesses. Most of our clients are fast growing companies whose past earnings and sales histories will not justify a traditional loan. Our financing programs can accommodate start-up operations with no financial base to rely upon or companies with seasonal or uneven sales patterns.

Texas Businesses Benefit with Accounts Receivable Financing

The economy of Texas is flourishing; but that doesn't mean that many of its businesses don't suffer from poor cash flow. If your business enjoys healthy sales but poor or unreliable cash flow, accounts receivable financing can be a great option to ensure that you obtain the cash from each sale immediately, rather than having to wait for your customers to pay.

1st Commercial Credit makes the factoring process easy. With a simple application process, minimal requirements and usually a same-day decision, the process is completely pain-free. If your Texas-based business sells to commercial accounts on credit terms, contact us for a quote today.

Call now for details at 1 800 876 6071  Start Today

Which Texas Businesses Qualify for Accounts Receivable Financing?

As a heavily industrialized state, we receive many applications from the state of Texas each year. The petroleum and natural gas industries involve various smaller businesses including those who manufacture parts and distribute materials; these are the businesses we most often work with.

In essence, any business can qualify for accounts receivable finance if it generates sales on open credit terms to credit worthy customers, and its sales are final (i.e. there can be no refunds or disputes). Most of our clients are fast growing start-up companies whose past earnings and sales histories mean they would find it difficult to obtain a traditional banking loan.

Texas Industries That Qualify for Invoice Factoring?

Accounts receivable factoring is available to all industries that provide services, or deliver products to commercial accounts. The sale must be "final sale" or have no disputes on invoices that will be considered funding. The service or product must be completely delivered in order for an invoice to be eligible for funding. There is no limit on industries that can factor receivables but usually fall under the above criteria.

Factoring is our Business!

  • Receivable financing rates at 0.69% - 1.59%

  • No financials - No monthly minimums - No invoice minimums
  • No facility fees -  No audits - No up-front fees - No hidden fees
  • Set up account in 3 to 5 working days - 24 hr funding thereafter
  • Receivable credit lines starting at 5,000 & up to 10 million
  • Customer referrals upon your request
  • We Make Same Day Decisions        Start Today

We Make accounts receivable financing a Simple Process!

Call now for details at 1 800 876 6071   USA & Canada 

  1. A two page application
  2. An accounts receivable aging report
  3. A customer list with credit limit request
  4. Copy of articles of Incorporation or DBA filing
  5. Purchase orders or rate confirmation agreements
  6. Invoices to factor

Cities in Texas we fund:  

Receivable Financing & Factoring Rates as low as 0.69% - 1.59%

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Optional Structured Rate at  Prime +2% & Admin Fee 

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Call now for details USA 1 800 876 6071 

(Rates subject to industry and collection cycle)