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Factoring Company in California - 1st Commercial Credit

Most Popular Industries We Fund

Temporary Staffing Agencies

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Trucking Companies

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Trade Factoring

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Service Industry

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Oil Industry

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Factoring Company for California Businesses

As the center of the US manufacturing industry, Information Technology, and the increasing demand for Temporary Staffing services, a huge number of California businesses are eligible for accounts receivable financing or factoring, the process whereby businesses are able to release instant cash based on the value of their accounts yet to be paid. At 1st Commercial Credit, we make receivable financing easy to obtain with minimal requirements and usually a same day decision. If your business sells on open credit terms, then you may well qualify for receivable financing.

Call now for details at 1 800 876 6071  Start Today

Types of California Businesses That Qualify For Factoring Receivables

Any business can qualify for accounts receivable financing as long as it generates sales on open credit terms to credit worthy businesses. This means your business doesn't have to have a good credit history or even a credit history at all. Unlike banks we don't view start-up companies negatively. There are thousands of manufacturing companies in the Los Angeles and San Francisco areas, as well as many manufacturers of computer parts based in Silicon Valley, all of whom are likely to be eligible for accounts receivable financing.

As long as your sales are “final sale” and cannot be disputed or refunded, then there's a very good chance that you will be eligible for this type of funding. California has a particularly large number of businesses that sell to other businesses on credit terms in comparison to other states, which is why accounts receivable financing is such a commonly-used resource in the area.

What Happens if You Don't Qualify for Factoring?

Accounts receivable factoring is available to all industries that provide services, or deliver products to commercial accounts and whose sales are “final sale.” Don't panic if this doesn't sound like your business; there are plenty of other options available. Here at 1st Commercial Credit we also provide asset based lending, which allows you to borrow on the strength of your business assets, but without the lengthy application process that is needed for a banking loan.

If you're short of cash and production is being harmed because you can't pay your suppliers, we also provide the purchase order financing that will allow your business to continue doing business until you build up a healthy reserve of cash.

Accounts Receivable Financing is our Business!

  • Receivable financing rates at 0.69% - 1.59%

  • No financials - No monthly minimums - No invoice minimums
  • No facility fees -  No audits - No up-front fees - No hidden fees
  • Set up account in 3 to 5 working days - 24 hr funding thereafter
  • Receivable credit lines starting at 5,000 & up to 10 million
  • Customer referrals upon your request
  • We Make Same Day Decisions        Start Today

We are a factoring company that makes accounts receivable financing a Simple Process!

Call now for details at 1 800 876 6071   USA & Canada 

  1. A two page application
  2. An accounts receivable aging report
  3. A customer list with credit limit request
  4. Copy of articles of Incorporation or DBA filing
  5. Purchase orders or rate confirmation agreements
  6. Invoices to factor

Most of our clients are either:

  • experiencing cash flow shortages due to a slow turnover in accounts receivable
  • fast growing companies whose past earnings and sales histories will not justify traditional bank loan financing
  • start-up businesses with no financing base
  • principals with good or bad credit and cannot obtain traditional financing
  • have lost their line of credit due to covenant violations
  • need export receivable financing, credit protection or purchase order financing

Is your business growing faster than your operating capital?

At 1st Commercial Credit, our accounts receivable factoring service is a flexible source of funds for businesses. We are a factoring company that simply utilize your accounts receivable as the collateral and advance funds against the face value of your invoices. The receivable credit line grows proportionately with your sales cycle and we can fund as little as $5,000 a month and up to $10 million for larger companies.

Call now for details at 1 800 876 6071  Start Today

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