We are only processing applicants that are ready to purchase and have selected a truck or trailer. Requirements to receive a conditional approval and rates: 1. Application completely filled out 2. Equipment Specifications Sheet 3. Buyers Order Form from the Dealer or Seller Once we receive the above items and we feel that you will qualify, you will receive a conditional approval that will contain your monthly payment and number of months for the finance term. You will need to provide the following for final funding: Please note the following Pre-Qualify Check list items before applying: We do not provide truck and trailer financing in and Louisiana or Canada at this time. We do not finance trucks or trailers older than 2001 year models. (no exceptions) Lessee will be responsible for all tax’s due, unless proof of tax exemption is made prior to ordering lease documents. Must have credit references from current or past installment payments (i.e. Auto loans, Mortgage payments, Rent payments, previous leases, or any other installment loans). 2 years of tax returns ( All Schedules ) Last 3 month's bank statements. Spouse signature will be required on documents (If married) (C Credit applicants only) Copy of Commercial Drivers License and Spouse’s Drivers license (if married). Letter of intent (in the event that you will start hauling for a trucking company) Must have cash on hand for down payment (10% to 15%) Plus first payment, depending on year model of truck and mileage (20% down on Trailers) Cashiers Check for the first payment and document fee (stated on conditional approval) We currently do not approve applicants that have: Delinquent child support Bankruptcies that have not been discharged (case by case) Repossessions Tax Liens Delinquent installment loans Bank statements showing bounced checks No past history of installment loans No CDL No experience in the trucking industry Criminal Background Typical monthly terms • 2001 to 2002 year model trucks 18– 24 months (C Program only) • 2003 year model trucks 30– 36 months (A, B, and C Program) • 2004 year model trucks – 42 months (A, B, and C Program) • 2005 to 2006 year model trucks – 48 to 60 months (depending on credit and mileage- A, B, and C Program) • 2007 year model trucks – 60 months (A, B, and C Program ) • New Trailers up to 72 Months (A, B only)

Commercial Truck Financing STEP 1 - Select the Truck or Trailer to be bought. STEP 2 - Review pre-qualify check list before submitting. STEP 3 - Download application STEP 4 - Verify that you can comply with ALL requirements. STEP 5 - Submit Application with buyers order and equipment spec sheet. Factoring Program Freight Bill Factoring as low as 1.59% - No Minimums Required - No Minimum Invoice Fees - Free Credit Checks in 15 Min. - Same Day Funding Available. - No Financials Required - Best Rates in the Industry We Finance all Trucking and Transportation Industries > Containerized Freight > Freight Brokers > General Long Haul Freight > Intermodal Companies > Recent Transactions